Privacy Statement
The privacy of your personal information is important to us and at Parmia we take appropriate measures ensure the confidentiality of the information you provide to us.
National Privacy Principles
From 21 December 2001, we have applied the Australian National Privacy Principles set out in the Privacy Act 1988 to the way we collect, use, store, disclose and destroy your personal and sensitive information received in the course of business.
Personal Information
Refers to information which may indentify individuals. Includes information such as your name, contact details, age, insurance history or financial details.
Sensitive Information
This is a particular kind of personal information includes information about
- individual's health;
- racial or ethnic origins;
- membership of political, professional or trade associations;
- political opinions or philosophical or religious beliefs;
- criminal record; or
- sexual preferences.
Employee Information
At this time, the law currently exempts employee records from the privacy principles, however Parmia still affords the appropriate levels of confidentiality to this information.
Why we collect personal and sensitive information
The collection of such information enables us to make informed decisions in regards to providing you with the most effective financial services or products tailored to your needs. This includes arranging insurance or reinsurance and managing insurance claims or other risks for our clients.
What we do with the personal and sensitive information we collect
Unless you inform us not to, Parmia may disclose this information to other organisations where it is necessary to assist them in providing the appropriate services.
Those receiving your private information will typically be insurers, reinsurers, other insurance intermediaries, employers, health workers, investigators, lawyers, loss adjusters and our related companies - both in Australia and overseas. Subsequently, these organisations may need to disclose the information to other such third parties, however Parmia will take appropriate measures to limit their use and disclosure for only the purpose for which we supplied it (unless you or we consent to other purposes).
Your private information will also be used for administrative purposes such as processing applications for insurance.
We may also use your contact information to notify you of our range of products and services unless you tell us not to send you this material. In certain circumstances Parmia may be required by law such as under legislation or by court order to disclose some of your personal information.
It is recommended that you provide the information required. If you do not, it may not be possible to provide appropriate products or services to you.
We take reasonable steps to ensure that whenever we collect, use or disclose personal information that it is accurate, complete, and up-to-date.
What we expect of you
Where information has been provided to us about other individuals, we rely on you to make them aware of the following issues:
- that the information has been provided to us and for what purposes the information will be used for
- the types of third parties we disclose it to and how information is accessed
If sensitive information is involved we rely on you to have obtained their consent to the above. If you have not done these things, you must tell us before you provide the relevant information.
If personal information is given to you from Parmia, you and your representatives must only use it for the purposes agreed to. Where applicable, you must meet the requirements of the National Privacy Principles when handle personal information on our behalf. Furthermore you must also ensure that your agents, employees, and contractors meet all of these requirements.
Security of your personal information
At Parmia, we may store your personal information electronically or in hard copy. Reasonable steps will be taken to protect information from misuse and loss, and from unauthorised access, modification, and disclosure.
Cookies, web bugs, banner ads
Our web site does not use web bugs or banner ads. Nor does the Parmia site use cookies to track your browsing behavior. It does however make use of session cookies which are short-lived, and are destroyed when you quit your browser.
How you can contact us
Please contact us if you wish to find out more about the way we:
- manage and access your personal information
- provide details for us to correct or update your personal information we hold
- handle complaints about a breach of privacy
Also please contact us if you:
- wish to opt out of receiving information about our products or services
- do not want us to disclose your personal information to other organisations (including our own related companies)
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